Charlotte Bay, NSW
By Lauren McCaleb · Reviewed by Dylan Duncan ·
More advantaged than the national average
Charlotte Bay is more socio-economically advantaged than about 71% of the 14,462 Australian suburbs we score, based on the ABS SEIFA index (raw score 1024, where about 1000 is the national average).
A socio-economic measure from ABS Census data — not a measure of how good a suburb is to live in or visit. How we calculate this.
Is Charlotte Bay a good place to live?
There’s no single answer — it depends on what matters to you. So instead of one mystery number, we break it down: a transparent score on each part of life we can back with public data, and an honest “not yet” on the parts we can’t.
Around the national middle
A weighted blend of the 2 components we can score for Charlotte Bay from public data. It sits alongside — and reconciles with — the socio-economic Suburb Score above; it is a transparent read, not a complete verdict.
Socio-economic advantage
71/100More advantaged than the national average
More advantaged than the national average — the same ABS SEIFA-based Suburb Score (71/100) shown above. Income, education and occupation, as published by the ABS. · ABS SEIFA 2021
Housing affordability
15/100Among the more expensive suburbs
Median weekly rent was $420 at the 2021 Census — more affordable than about 15% of suburbs we can compare. Housing data only, no valuations. · ABS Census 2021
Not yet scored
We’d rather leave these open than publish a number we can’t stand behind. Here’s where each one stands.
- Amenities & accessNot scored yet — our OpenStreetMap amenity mapping is still rolling out across suburbs.
- Green spaceNot scored yet — our OpenStreetMap green-space mapping is still rolling out across suburbs.
- TransportNot scored yet — our OpenStreetMap public-transport mapping is still rolling out across suburbs.
- SchoolsNot scored yet — school performance (ACARA / ICSEA) needs a data-reuse licence cleared before we can publish it.
- SafetyNot scored yet — Australia has no single open crime dataset and safety data carries defamation and legal care, so it is gated pending a go/no-go and will be data-only when added.
- CommunityNot scored yet — we won't reduce community to a number from a proxy. We'd rather leave it open than publish an invented value judgement.
A transparent read on public data, not a verdict — and not a measure of any person or community. See our methodology for how each component is worked out and why some aren’t scored yet.
Charlotte Bay at a glance
- Population (2021)
- 175
- Median age
- 47
- Median weekly household income
- $1,187
- SEIFA score
- 1024
- Local government area
- Mid-Coast
- Coordinates
- -32.3528, 152.5070
Map of Charlotte Bay
© OpenStreetMap contributors · View larger map
Housing & property in Charlotte Bay
What it costs to live in Charlotte Bay and how residents hold their homes, from the Australian Bureau of Statistics 2021 Census.
- Median rent
- $420
- per week
- Median mortgage
- $1,560
- per month
- Owner-occupied
- 79%
- of dwellings
- Rented
- 14%
- of dwellings
The full tenure and dwelling-type breakdown is in the Charlotte Bay demographics section below.
Source: ABS Census of Population and Housing, 2021. © Australian Bureau of Statistics, released under CC BY 4.0. See our methodology.
Charlotte Bay demographics (2021 Census)
The figures below profile Charlotte Bay using the Australian Bureau of Statistics 2021 Census; every percentage is a share of a clearly stated Census count, so each one traces back to the source. At a glance, the largest age group is mid-life (45–64) at 27% and 15% of residents were born overseas.
Age profile
| Age group | People | Share |
|---|---|---|
| Children (0–14) | 42 | 23% |
| Youth (15–24) | 12 | 7% |
| Young adults (25–44) | 34 | 19% |
| Mid-life (45–64) | 49 | 27% |
| Seniors (65+) | 42 | 23% |
Share of the 179 people counted by age.
Housing and households
| Tenure | Dwellings | Share |
|---|---|---|
| Owned outright | 34 | 54% |
| Owned with a mortgage | 16 | 25% |
| Rented | 9 | 14% |
| Dwelling type | Dwellings | Share |
|---|---|---|
| Houses | 57 | 100% |
| Townhouses & semis | 0 | 0% |
| Flats & apartments | 0 | 0% |
Tenure and dwelling shares are of the roughly 57 occupied private dwellings in Charlotte Bay.
- Average household size
- 2.7 people
- Median weekly family income
- $1,375
- Median weekly personal income
- $644
Community and culture
- Born overseas
- 25 (15%)
- Speaks a language other than English at home
- 4 (3%)
- Aboriginal and/or Torres Strait Islander
- 9 (5%)
Work and education
- Completed Year 12
- 65 (47%)
- Labour-force participation
- 55%
- Unemployment rate
- 5.2%
- Employed full-time
- 27
- Employed part-time
- 40
Source: ABS Census of Population and Housing, 2021 (General Community Profile, by Suburb and Locality). © Australian Bureau of Statistics, released under CC BY 4.0. How we group bands and derive each share is set out on our methodology page.
Weather and climate in Charlotte Bay
Based on 2014–2023 records, the warmest month in Charlotte Bay is January (average daytime high around 27.1°C) and the coolest is July (around 17.6°C). The area receives roughly 946 mm of rain across the year.
| Month | Avg high | Avg low | Rain |
|---|---|---|---|
| Jan | 27.1°C | 20.2°C | 88 mm |
| Feb | 26.5°C | 19.9°C | 110 mm |
| Mar | 25.5°C | 18.8°C | 196 mm |
| Apr | 23.1°C | 15.6°C | 71 mm |
| May | 20.2°C | 12.2°C | 40 mm |
| Jun | 17.6°C | 10.1°C | 63 mm |
| Jul | 17.6°C | 8.9°C | 53 mm |
| Aug | 18.8°C | 9.3°C | 45 mm |
| Sep | 21.1°C | 11.6°C | 55 mm |
| Oct | 23.4°C | 14.5°C | 71 mm |
| Nov | 24.8°C | 16.5°C | 65 mm |
| Dec | 26.2°C | 18.6°C | 89 mm |
Climate normals, 2014–2023 (Open-Meteo, ERA5 reanalysis).
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Common questions about Charlotte Bay
Is Charlotte Bay a good place to live?
There's no single answer, so we score what the public data can back. On socio-economic advantage and housing affordability, Charlotte Bay rates 52/100 overall (Around the national middle). Public transport, schools and safety aren't scored yet — see our methodology for why.
What is the median rent in Charlotte Bay?
At the 2021 Census, the median weekly rent in Charlotte Bay was $420, and the median monthly mortgage repayment was $1,560. These are official ABS Census figures — StreetScout publishes housing data only, with no property valuations or agent referrals.
Where is Charlotte Bay?
Charlotte Bay is a suburb of New South Wales, Australia, in the Mid-Coast local government area.
What is the population of Charlotte Bay?
At the 2021 Census, Charlotte Bay had a population of about 175.
Is Charlotte Bay an advantaged area?
Charlotte Bay has an ABS SEIFA score of 1024, where about 1000 is the national average — higher scores indicate greater relative socio-economic advantage. That gives it a Suburb Score of 71 out of 100 — more socio-economically advantaged than about 71% of Australian suburbs.
What is the weather like in Charlotte Bay?
Charlotte Bay has average daytime highs of about 22.7°C and overnight lows of about 14.7°C, with roughly 946 mm of rain across the year (based on 2014–2023 climate normals).
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