Fingal Bay, NSW
By Lauren McCaleb · Reviewed by Dylan Duncan ·
Less advantaged than the national average
Fingal Bay is more socio-economically advantaged than about 29% of the 14,462 Australian suburbs we score, based on the ABS SEIFA index (raw score 949, where about 1000 is the national average).
A socio-economic measure from ABS Census data — not a measure of how good a suburb is to live in or visit. How we calculate this.
Fingal Bay at a glance
- Population (2021)
- 1,635
- Median age
- 63
- Median weekly household income
- $1,114
- SEIFA score
- 949
- Coordinates
- -32.7500, 152.1604
Fingal Bay demographics (2021 Census)
The figures below profile Fingal Bay using the Australian Bureau of Statistics 2021 Census; every percentage is a share of a clearly stated Census count, so each one traces back to the source. At a glance, the largest age group is seniors (65+) at 47%, 23% of homes are rented, and 14% of residents were born overseas.
Age profile
| Age group | People | Share |
|---|---|---|
| Children (0–14) | 171 | 10% |
| Youth (15–24) | 94 | 6% |
| Young adults (25–44) | 193 | 12% |
| Mid-life (45–64) | 416 | 25% |
| Seniors (65+) | 768 | 47% |
Share of the 1,642 people counted by age.
Housing and households
| Tenure | Dwellings | Share |
|---|---|---|
| Owned outright | 346 | 49% |
| Owned with a mortgage | 104 | 15% |
| Rented | 161 | 23% |
| Dwelling type | Dwellings | Share |
|---|---|---|
| Houses | 362 | 52% |
| Townhouses & semis | 320 | 46% |
| Flats & apartments | 7 | 1% |
Tenure and dwelling shares are of the roughly 699 occupied private dwellings in Fingal Bay.
- Median weekly rent
- $390
- Median monthly mortgage
- $1,733
- Average household size
- 2.1 people
- Median weekly family income
- $1,303
- Median weekly personal income
- $573
Community and culture
- Born overseas
- 221 (14%)
- Speaks a language other than English at home
- 46 (3%)
- Aboriginal and/or Torres Strait Islander
- 56 (3%)
Work and education
- Completed Year 12
- 503 (35%)
- Labour-force participation
- 36.2%
- Unemployment rate
- 5.3%
- Employed full-time
- 208
- Employed part-time
- 230
Source: ABS Census of Population and Housing, 2021 (General Community Profile, by Suburb and Locality). © Australian Bureau of Statistics, released under CC BY 4.0. How we group bands and derive each share is set out on our methodology page.
Weather and climate in Fingal Bay
Based on 2014–2023 records, the warmest month in Fingal Bay is January (average daytime high around 27°C) and the coolest is July (around 17.2°C). The area receives roughly 881 mm of rain across the year.
| Month | Avg high | Avg low | Rain |
|---|---|---|---|
| Jan | 27°C | 20.6°C | 71 mm |
| Feb | 26.3°C | 20.4°C | 91 mm |
| Mar | 25.1°C | 19.5°C | 152 mm |
| Apr | 22.7°C | 16.5°C | 66 mm |
| May | 19.9°C | 13.3°C | 46 mm |
| Jun | 17.2°C | 11.1°C | 79 mm |
| Jul | 17.2°C | 9.8°C | 58 mm |
| Aug | 18.2°C | 10.2°C | 48 mm |
| Sep | 20.7°C | 12.4°C | 52 mm |
| Oct | 23°C | 15.1°C | 81 mm |
| Nov | 24.3°C | 16.9°C | 60 mm |
| Dec | 26.1°C | 19°C | 77 mm |
Climate normals, 2014–2023 (Open-Meteo, ERA5 reanalysis).
Common questions about Fingal Bay
Where is Fingal Bay?
Fingal Bay is a suburb of New South Wales, Australia.
What is the population of Fingal Bay?
At the 2021 Census, Fingal Bay had a population of about 1,635.
Is Fingal Bay an advantaged area?
Fingal Bay has an ABS SEIFA score of 949, where about 1000 is the national average — higher scores indicate greater relative socio-economic advantage. That gives it a Suburb Score of 29 out of 100 — more socio-economically advantaged than about 29% of Australian suburbs.
What is the weather like in Fingal Bay?
Fingal Bay has average daytime highs of about 22.3°C and overnight lows of about 15.4°C, with roughly 881 mm of rain across the year (based on 2014–2023 climate normals).
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